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Investor returns, on the other hand, typically preserve wealth with safer investments yielding 8-10% returns, and generally a point or two less for family offices that, unlike most institutional investors, have to maintain cash and liquidity. But even at 10% return over the same 30 years, $1 only grows to $18. Eighteen times very little is very little, but if you inherit $10 million, that can turn into $180 million at 10% for 30 years, and that’s a horse of another color.
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